A General Contribution
Jawonio NJ welcomes contributions in any amount. Your donations can be in the form of checks, money orders, stocks, bonds, or appreciated securities, or your donation may be applied to a credit card over the phone or online. You may also choose to make your gift to Jawonio NJ payable over a period of time, and we can arrange to mail you regular reminders. Regular and ongoing contributions provide ongoing support and are vital to maintaining our programs.

Remember a Special Person or Occasion with a Gift to Jawonio NJ
You may choose to support Jawonio  NJ by honoring someone on a special occasion, or pay tribute to their memory by making a donation to Jawonio NJ in their name(s).When you make a contribution to honor a special occasion, or in memory of a loved one, you are creating a lasting tribute. We will acknowledge your gift by sending a card or cards to the individuals or families you designate.

Jawonio NJ Dedication and Tribute Opportunities
You may make specific dedication and tribute contributions to the Jawonio NJ programs or services that are of interest to you and your family. A list of specific Dedication Opportunities is available from the Development Office, and of course any gifts to Jawonio NJ may be made anonymously.

Matching Gifts
Many employers will match your charitable gifts. Inquire with a Human Resources officer in your company about a matching gifts program, and obtain the appropriate forms. After filling out the donor portions, send the form with your contribution to Jawonio NJ.
Bequests and Legacy’s
You may choose to remember Jawonio NJ by including us in your estate plans. These may include such gifts as: bequests, life insurance, annuities, real estate, Charitable Remainder Trusts, as well as stock, bonds, appreciated securities and closely held or family owned stocks. Your wise use of these gifting opportunities will help guarantee that Jawonio will be here working in your community well into the 21st century. Learn more about building and preserving your assets for your family and the causes you support.

Most of us know that we can make a bequest to charity in our wills; however, many people do not realize how easy and convenient a gift of life insurance can be to an organization like Jawonio. NJ Life Insurance needs change regularly and a policy you own may longer be needed for the reason it was originally purchased. Perhaps the kids are grown up and financially secure, your family finances are intact, and your mortgage is paid off. One of the easiest ways to make a significant gift is to name Jawonio as a beneficiary to receive all or part of the proceeds from a policy that is no longer needed for family protection.

A gift of life insurance may provide a number of advantages including:

·         Maximizing your gift- Life insurance can secure a major gift that would otherwise be unaffordable.

·         Create a Lasting Legacy- you can be assured that you’re support and the impact that your gift makes live on. You may choose to endow a program, or allow the proceeds to fund programs that depend on public support.

·         Personal Assets Remain Intact- unlike many other kinds of gifts your family will not suffer a loss of capital. Usually the premium can easily fit in your annual or monthly budget.

·         Jawonio gets the proceeds of your gift promptly-Gifts of Life Insurance are not subject to probate delays or estate settlement costs, and are generally exempt to claims from creditors.

·         Premiums are Tax Deductible- Your gift to purchase insurance owned by the charity is tax deductible to the extent allowed by law.

·         Jawonio NJ receives your gift free of taxes. A gift of Life Insurance paid to the charity you name, as beneficiary is not included in your estate if the charity is the owner of the policy. When you own the policy, the proceeds are included in your estate but the amount paid to the Jawonio NJ is estate tax deductible as a charitable bequest.

·         Your Privacy is Protected- Since the gift of Life Insurance is a private matter; it can be kept confidential without being exposed to public or family view, if that is your desire.

·         Simple to Arrange- Your insurance agent can show you several ways to give the gift of Life Insurance.

Supplemental Needs Trusts

 A Special Needs or Supplemental Needs Trust can help you meet a disabled loved ones needs-and wants-now and in the future. More importantly, if something were to happen to you, it can help ensure that the resources you have today will last your loved one a lifetime.

In recognizing the unique needs of individuals with disabilities, the government provides several programs that offer financial assistance. Social Security, Supplemental Security Income (SSI) and Medicaid offer funds to help pay for medical care, vocational rehabilitation, group housing, job coaches, personal attendant care, transportation assistance and more.

However, the government also puts a major condition on the receipt of these benefits: none of its efforts may be duplicated!

In other words, services are provided on an “as-needed” basis. If an individual with disabilities receives funding for any of those services from an alternative source, the government cuts back support. For example, with more than $2,000 in the person’s name, his or her eligibility for SSI payments can be affected. If you are a caregiver who needs to ensure government funding for a loved one, you may be limited in what you can spend for that person, or leave to him/her as part of your estate. Funds used to place a loved one in a residence of your choice, for example, can be considered income and jeopardize their eligibility for government benefits. More significantly, so too can gifted funds or inherited assets.

Many people turn to Special Needs Trusts as an affordable way to help meet the ongoing needs of a person with disabilities-help provide them with a substantial gift-without affecting eligibility for government funding. Most importantly, if something were to happen to you, a Special Needs Trust could help guarantee your loved ones continued care. A Special Needs Trust is specifically designed not to provide funds for these purposes, but rather to supplement them. Often referred to as a Supplemental Needs Trust, these funds can help pay for additional medical therapies or procedures, education, clothing, recreational needs, travel guardians, transportation needs, vacations and other extras.

You should consult with your attorney or financial advisor to find our how a Special Needs Trust works and how it can be tailored to best suit your loved ones individual situation and preferences.

The Jawonio Foundation can direct you to attorneys and other financial professionals who specialize in creating these Trusts, as well as assist in other types of estate planning to help protect your assets and provide for your families future. We hope you will consider the Jawonio Foundation when planning your family’s future, and provide for Jawonio’s future too. By making Jawonio a beneficiary in your will or estate plan, or a residual beneficiary of your Special Needs Trust you can assure that future generations will also benefit from the “miracle of Jawonio.”

 INVESTING IN THE FUTURE OF JAWONIO

Founded in 1947, Jawonio is one of the regions largest and most effective organizations serving individuals with disabilities and special needs. We believe that families who come to Jawonio for assistance are entitled to the best possible services we can provide, ensuring each individual the opportunity to achieve their maximum potential, and to live as valuable members of our community.

If you have not yet written a will, we urge you to do so. It is the only way to be certain that your wishes are carried out after your lifetime. If you have written your will, you may add a bequest to Jawonio by asking your attorney to prepare a simple amendment, or codicil.

You can save additional taxes by naming Jawonio NJ as the beneficiary of your retirement plan. These assets remaining in your retirement plan at your death will be subject to estate taxes and income taxes to your heirs. An excellent way of maximizing benefits to your heirs and to Jawonio NJ is to bequeath cash, securities, and any real property to your family, and leave your retirement plan assets to Jawonio NJ.  Simply request a beneficiary designation form from your plan sponsor and name Jawonio NJ as beneficiary of the assets remaining in your IRA, 403(b), 401(k), Keogh, or other qualified plan.

If you include Jawonio in your will or retirement plan, inform us that you have done so, and we will add you name as a member of the Jawonio Heritage Society, and receive special recognition, and invitations to special events.

If you have any questions or need additional information, please contact our Foundation office at (888) 320-4295 ext. 1332

Please make your checks payable to: Jawonio Foundation

                                                            260 North Little Tor Road

                                                            New  City, NY 10956